ABOUT WORKING SOLUTIONS
Mission
Working Solutions CDFI is the First to Believe in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in California.
Spence Family Childcare, San Diego County, CA
Photo Courtesy of California Small Business Loan Match
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VISION
Working Solutions envisions a future where all small business owners are financially resilient and strengthen their communities through sustainable entrepreneurship.
VALUES
Equitable access to economic opportunity for historically marginalized entrepreneurs
Transparency, integrity, humility, and respect for all
Meeting communities where they are with a spirit of inclusiveness and listening
Adjusting our response to address the size of the challenge
THEORY OF CHANGE
As a certified, nonprofit CDFI, Working Solutions is a trusted contributor in a collective, community response to wealth inequity.
We use concessionary capital, philanthropic support, and strategic partnerships to originate low-cost loans, deliver restorative grants, and provide business consulting to historically marginalized entrepreneurs, prioritizing low-income individuals, BIPOC, and women, many of whom are at the cross section of several unjust and systemic barriers. We envision a future where all small business owners are financially resilient and strengthen their communities through sustainable entrepreneurship.
Our work provides small business owners—no matter their income level, race, ethnicity, gender, or legal status—with the funding, knowledge, and connections they need to operate thriving and sustainable businesses and to act as catalysts in building generational wealth and vibrant, stable communities.
STRATEGIC PLAN
By 2029, Working Solutions will double our all-time deployment to reach $100 million in small-dollar financing for businesses throughout California.
FINANCIALS
Working Solutions CDFI is a
501(c)(3) nonprofit organization.
Tax ID #: 91-1951777
Our fiscal year runs from October 1 through September 30. Copies of previous years' audited financial statements and Form 990s are available upon request at info@workingsolutions.org.
ANNUAL REPORTS
Working Solutions is pleased to share our annual social impact reports, which capture highlights of our work each fiscal year.
To learn about our all-time impact, visit our Data page.
Board of Directors
-

Paloma Vidgen, Chair
Lead US Women’s Strategy,
BMO for Women
BMO Commercial Bank -

Christina Travers, Vice Chair
Executive Vice President & CFO
LISC -

Rohan Kalbag, Treasurer
Commercial Banker and
Former CEO
Main Street Launch -

Elizabeth Fuchs, Secretary
Senior Vice President Global Commercial Bank
Bank of America -

Marisa Calderon
President & CEO
Prosperity Now -

Erik Daniels
Senior Vice President, Head of SBA Lending
U.S. Bank -

Vernon Charles Goins II
Managing Attorney
Goins Law Firm, PC -

Tate Hill
President & CEO
Access Plus Capital -

LaSandra Hunt
Executive Director, Commercial & Investment Bank
JPMorganChase -

Gregory Hunter
Vice President, Brokerage Services
Colliers International -

Will Jackson
Vice President, Business Access Advisor
U.S. Bank -

Brian Nagendra
Abacus Impact, LLC
Our Team
Executive Leadership
-

Sara Razavi
CHIEF EXECUTIVE OFFICER
-

Gasper Magallanes
CHIEF FINANCIAL OFFICER
-

Karla De Leon
CHIEF CREDIT & LENDING OFFICER
-

Titi Ikhile
CHIEF PROGRAM OFFICER
-

Laura Hoover
CHIEF IMPACT OFFICER
-

Jen Verne
CHIEF DEVELOPMENT OFFICER
Lending Division
-

Priscilla Woo
DIRECTOR OF LENDING
-

Jhana Valentine
LENDING MANAGER
-

Adrian Gomez Zavala
LENDING MANAGER
-

Abby Chilingarian
SENIOR LENDING OFFICER
-

Mahsa Mohebbi
SENIOR LENDING OFFICER
-

Diana Brown
LENDING OFFICER
-

Bri Aguilera
LENDING OFFICER
-

Cecy Toro
SENIOR BUSINESS DEVELOPMENT MANAGER
-

Ivan Camacho
BUSINESS DEVELOPMENT OFFICER
-

Cristian Morfin
BUSINESS DEVELOPMENT OFFICER
Program Division
-

Lynnda Mori
SENIOR BUSINESS CONSULTING MANAGER
-

Crystal Rasmussen
SENIOR BUSINESS CONSULTING OFFICER
-

Karla Posada De Anda
SENIOR BUSINESS CONSULTING OFFICER
-

Anita Russell
COMMUNITY DEVELOPMENT MANAGER
-

Lenesha Toney
SENIOR COMMUNITY DEVELOPMENT OFFICER
Finance & Operations Division
-

Guillermo Barajas
TREASURER,
DIRECTOR OF FINANCE -

Debra Steineman
CONTROLLER,
DIRECTOR OF FINANCE -

Melissa Huffman
SENIOR ACCOUNTING OFFICER
-

Shay Synigal
ACCOUNTING ASSOCIATE
-

Christian Knight
DIRECTOR OF PORTFOLIO MANAGEMENT
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Jhoana Rose Juen
SENIOR PORTFOLIO OFFICER
-

Zuilma Garcia
PORTFOLIO OFFICER
-

Jose Berasategui
PORTFOLIO ASSOCIATE
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Kathia Kacic
SENIOR DIRECTOR OF CLOSING & COMPLIANCE
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Robert Blundell
SENIOR COMPLIANCE OFFICER
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Brooke Solomon
SENIOR CLOSING & COMPLIANCE OFFICER
-

Mariana Murcia-Sandoval
CLOSING & COMPLIANCE OFFICER
Impact & Capitalization Divisions
-

Natalya Blumenfeld
DIRECTOR OF DATA & IMPACT
-

Kelly Baker
IMPACT MANAGER
-

Clara Pinsky
MARKETING & COMMUNICATIONS MANAGER
-

Elizabeth Dwyer
GRANTS MANAGER
Join Our Team
There are no open positions at this time.
We are always on the lookout for people who are passionate about our mission. Please send us your resume to be considered for any future openings.

