ABOUT WORKING SOLUTIONS

Mission

Working Solutions CDFI is the First to Believe in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in California.

Spence Family Childcare, San Diego County, CA
Photo Courtesy of California Small Business Loan Match

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VISION

Working Solutions envisions a future where all small business owners are financially resilient and strengthen their communities through sustainable entrepreneurship.

VALUES

  • Equitable access to economic opportunity for historically marginalized entrepreneurs

  • Transparency, integrity, humility, and respect for all

  • Meeting communities where they are with a spirit of inclusiveness and listening

  • Adjusting our response to address the size of the challenge

THEORY OF CHANGE

As a certified, nonprofit CDFI, Working Solutions is a trusted contributor in a collective, community response to wealth inequity.

We use concessionary capital, philanthropic support, and strategic partnerships to originate low-cost loans, deliver restorative grants, and provide business consulting to historically marginalized entrepreneurs, prioritizing low-income individuals, BIPOC, and women, many of whom are at the cross section of several unjust and systemic barriers. We envision a future where all small business owners are financially resilient and strengthen their communities through sustainable entrepreneurship.

Our work provides small business owners—no matter their income level, race, ethnicity, gender, or legal status—with the funding, knowledge, and connections they need to operate thriving and sustainable businesses and to act as catalysts in building generational wealth and vibrant, stable communities.

STRATEGIC PLAN

By 2029, Working Solutions will double our all-time deployment to reach $100 million in small-dollar financing for businesses throughout California.

FINANCIALS

Working Solutions CDFI is a
501(c)(3) nonprofit organization.

Tax ID #: 91-1951777

Our fiscal year runs from October 1 through September 30. Copies of previous years' audited financial statements and Form 990s are available upon request at info@workingsolutions.org.

ANNUAL REPORTS

Working Solutions is pleased to share our annual social impact reports, which capture highlights of our work each fiscal year.

To learn about our all-time impact, visit our Data page.

Board of Directors

  • Paloma Vidgen, Chair

    Lead US Women’s Strategy,
    BMO for Women
    BMO Commercial Bank

  • Christina Travers, Vice Chair

    Executive Vice President & CFO
    LISC

  • Rohan Kalbag, Treasurer

    Commercial Banker and
    Former CEO
    Main Street Launch

  • Elizabeth Fuchs, Secretary

    Senior Vice President Global Commercial Bank
    Bank of America

  • Marisa Calderon

    President & CEO
    Prosperity Now

  • Erik Daniels

    Senior Vice President, Head of SBA Lending
    U.S. Bank

  • Vernon Charles Goins II

    Managing Attorney
    Goins Law Firm, PC

  • Tate Hill

    President & CEO
    Access Plus Capital

  • LaSandra Hunt

    Executive Director, Commercial & Investment Bank
    JPMorganChase

  • Gregory Hunter

    Vice President, Brokerage Services
    Colliers International

  • Will Jackson

    Vice President, Business Access Advisor
    U.S. Bank

  • Brian Nagendra

    Abacus Impact, LLC

Our Team

Executive Leadership

  • Sara Razavi

    CHIEF EXECUTIVE OFFICER

    BIO
  • Gasper Magallanes

    CHIEF FINANCIAL OFFICER

    Bio
  • Karla De Leon

    CHIEF CREDIT & LENDING OFFICER

    BIO
  • Titi Ikhile

    CHIEF PROGRAM OFFICER

    Bio
  • Laura Hoover

    CHIEF IMPACT OFFICER

    Bio
  • Jen Verne

    CHIEF DEVELOPMENT OFFICER

    Bio

Lending Division

  • Priscilla Woo

    DIRECTOR OF LENDING

    Bio
  • Jhana Valentine

    LENDING MANAGER

    Bio
  • Adrian Gomez Zavala

    LENDING MANAGER

    BIO
  • Abby Chilingarian

    SENIOR LENDING OFFICER

    Bio
  • Mahsa Mohebbi

    SENIOR LENDING OFFICER

    BIO
  • Diana Brown

    LENDING OFFICER

    Bio
  • Bri Aguilera

    LENDING OFFICER

    BIO
  • Cecy Toro

    SENIOR BUSINESS DEVELOPMENT MANAGER

    BIO
  • Ivan Camacho

    BUSINESS DEVELOPMENT OFFICER

    BIO
  • Cristian Morfin

    BUSINESS DEVELOPMENT OFFICER

    BIO

Program Division

  • Lynnda Mori

    SENIOR BUSINESS CONSULTING MANAGER

    Bio
  • Crystal Rasmussen

    SENIOR BUSINESS CONSULTING OFFICER

    Bio
  • Karla Posada De Anda

    SENIOR BUSINESS CONSULTING OFFICER

    Bio
  • Anita Russell

    COMMUNITY DEVELOPMENT MANAGER

    Bio
  • Lenesha Toney

    SENIOR COMMUNITY DEVELOPMENT OFFICER

    Bio

Finance & Operations Division

  • Guillermo Barajas

    TREASURER,
    DIRECTOR OF FINANCE

    BIO
  • Debra Steineman

    CONTROLLER,
    DIRECTOR OF FINANCE

    Bio
  • Melissa Huffman

    SENIOR ACCOUNTING OFFICER

    BIO
  • Shay Synigal

    ACCOUNTING ASSOCIATE

    BIO
  • Christian Knight

    DIRECTOR OF PORTFOLIO MANAGEMENT

    Bio
  • Jhoana Rose Juen

    SENIOR PORTFOLIO OFFICER

    Bio
  • Zuilma Garcia

    PORTFOLIO OFFICER

    BIO
  • Jose Berasategui

    PORTFOLIO ASSOCIATE

    BIO
  • Kathia Kacic

    SENIOR DIRECTOR OF CLOSING & COMPLIANCE

    BIO
  • Robert Blundell

    SENIOR COMPLIANCE OFFICER

    BIO
  • Brooke Solomon

    SENIOR CLOSING & COMPLIANCE OFFICER

    BIO
  • Mariana Murcia-Sandoval

    CLOSING & COMPLIANCE OFFICER

    BIO

Impact & Capitalization Divisions

  • Natalya Blumenfeld

    DIRECTOR OF DATA & IMPACT

    Bio
  • Kelly Baker

    IMPACT MANAGER

    BIO
  • Clara Pinsky

    MARKETING & COMMUNICATIONS MANAGER

    Bio
  • Elizabeth Dwyer

    GRANTS MANAGER

    BIO

Join Our Team

There are no open positions at this time.

We are always on the lookout for people who are passionate about our mission. Please send us your resume to be considered for any future openings.