Working Solutions
First to Believe in Small Business
Working Solutions is a certified nonprofit Community Development Financial Institution (CDFI) that supports San Francisco Bay Area entrepreneurs to start and grow thriving local businesses. We specialize in start-up and early-stage financing for individuals residing in the nine Bay Area counties.
We provide:
Capital in the form of affordable microloans from $5,000 to $50,000 with fixed, reasonable rates and small business grants.
Consulting customized for the needs of our client’s business. Our one-on-one consultations focus on skill-building so that clients can apply what they learn to their businesses in order to achieve long term success.
Community connections. We build the confidence of our local business owners, help them connect with their local community members, city services, and other pro bono or low-cost support so that they can thrive and keep our communities diverse, vibrant and full of local flavor.
We create economic opportunity and build financial self-sufficiency through entrepreneurship and promote microenterprise growth as a strategy to strengthen the local economy, create jobs and build strong communities. Learn more about our mission and impact.
Get a Loan
Working Solutions Loan Client - Something Better Foods, Oakland (Photo by Andria Lo)
Learn how to qualify and apply for a microloan! We provide $5,000 to $50,000 in capital, as well as other benefits including mentorship and skill building resources.
What's New
Working Solutions was honored by the Napa Valley Community Foundation in October as a key “Second Responder” to last year’s Napa fires.