Working Solutions is a certified nonprofit Community Development Financial Institution (CDFI) that supports San Francisco Bay Area entrepreneurs to start and grow thriving local businesses. We specialize in start-up and early-stage financing for individuals residing in the nine Bay Area counties.

We provide:

  • Capital in the form of affordable microloans from $5,000 to $50,000 with fixed, reasonable rates and small business grants.

  • Consulting customized for the needs of our client’s business. Our one-on-one consultations focus on skill-building so that clients can apply what they learn to their businesses in order to achieve long term success.

  • Community connections. We build the confidence of our local business owners, help them connect with their local community members, city services, and other pro bono or low-cost support so that they can thrive and keep our communities diverse, vibrant and full of local flavor.

We create economic opportunity and build financial self-sufficiency through entrepreneurship and promote microenterprise growth as a strategy to strengthen the local economy, create jobs and build strong communities. Learn more about our mission and impact. 

Get a Loan

Working Solutions Loan Client - ONIGILLY, San Francisco

Working Solutions Loan Client - ONIGILLY, San Francisco

Learn how to qualify and apply for a microloan! We provide $5,000 to $50,000 in capital, as well as other benefits including mentorship and skill building resources. 


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