Working Solutions
First to Believe in Small Business
Working Solutions is a certified nonprofit Community Development Financial Institution (CDFI) that supports San Francisco Bay Area entrepreneurs to start and grow thriving local businesses. We specialize in start-up and early-stage financing for individuals residing in the nine Bay Area counties. We provide:



Capital in the form of affordable microloans from $5,000 to $50,000 with fixed, reasonable rates and small business grants.
Consulting customized for the needs of our client’s business. Our one-on-one consultations focus on skill-building to enable our our small business clients to achieve long term success.
Community connections. We help our small business owners connect with their local community members, city services, and pro bono or low-cost support so that they can thrive in their communities.
We are celebrating 20 years of supporting Bay Area entrepreneurs!
Save the date and join us at our Invest in Dreams Breakfast on May 9, 2019. More details to come soon.
Get a Loan
Working Solutions Loan Client - Something better foods, oakland
Learn how to qualify and apply for a microloan! We provide $5,000 to $50,000 in capital, as well as other benefits including mentorship and skill building resources.
With 20 years behind us, we are ready to meet the future head on. Our goal is to continue to focus on the hardest to reach, the smallest, earliest ventures, and to make sure we deploy $30 million in microloans and serve 1,000 local businesses by 2021 … and to keep going.