As a nonprofit Community Development Financial Institution (CDFI), Working Solutions offers loans ranging from $5,000 to $100,000 to start-up and early-stage businesses in California. No minimum credit score, no prepayment penalties, and every loan is paired with free consulting.

California Small Business Loan Match is a new, no-cost lender-match tool provided by IBank. Loan Match makes it easier for California entrepreneurs to find trusted loans by gathering dozens of pre-vetted lenders in one place for a one-stop experience.

Working Solutions and Renaissance Entrepreneurship Center, with the support of the D10 Implementation Committee, are providing loans and free consulting to start-up and early-stage businesses in San Francisco’s Supervisorial District 10. Applications are accepted on a rolling basis.

Working Solutions is administering the City of Berkeley's COVID-19 Resiliency Loan Program, which is funded by the Economic Development Administration and provides low-interest loans coupled with free consulting to businesses in Berkeley that have been impacted by the pandemic.

The Good Money Guide helps entrepreneurs in all stages of business identify and prepare to seek funding from organizations that are locally-based, mission driven, and committed to local reinvestment, and that avoid harmful or extractive products and unfair or misleading practices and pricing.

The Good Money Guide is available in English and Spanish.

If your business is outside California or Working Solutions’ loan product is not the right fit for you, use this search tool to find other CDFIs (mission-driven lenders) in your community.

The California Green Business Network helps small to medium sized businesses implement strategies to reduce waste and improve energy efficiency. Green Business Certification allows businesses to make their communities healthier and more livable while also conserving resources and saving money. Applications are accepted on a rolling basis.

ICA’s programs provide coaching, connections, and capital to companies that are ready to scale their operations and committed to creating wealth in their communities.

Free resources and articles to help start, manage, and grow your business, covering topics such as cash flow and financial management, healthcare practices, and credit and financing.

Free, on-demand resources, videos, worksheets, and planning tools to help build your financial foundation and grow your small business.

• Better Money Habits - Starting a Small Business

• Small Business Resources - Finance & Operations

• Access to Capital Directory

Free virtual events and online resources to help women entrepreneurs start and grow thriving businesses.

Online financial education platform providing self-paced sessions to support small business owners and emerging entrepreneurs.

Learn the basics of building or repairing your credit with free resources from HSBC, including downloadable workbooks and budget templates.

Wide range of free classes and training programs for entrepreneurs across the Bay Area, with multiple in-person locations and virtual options available.

Free webinars, on-demand videos, and other useful resources related to personal and business finances. Topics include capital readiness, banking and financial health for small businesses, money management, and retirement planning.

Supports low-income food entrepreneurs formalize and grow their businesses by providing affordable commercial kitchen space, industry-specific technical assistance, and access to market opportunities.

Free online articles and tools for starting a business, marketing, operations, and software and services.

Workshops to help you prepare a business plan, lease negotiation, customer retention, commercial loan applications, and personal finance.

Reports, news, and advising for Marin County business owners, along with a forum for collaboration on improving the area's economic vitality while enhancing social equity and protecting the environment.

Free legal services to low-income entrepreneurs, including legal representation, counseling, and workshops on issues including intellectual property, entity formation, employment issues, and contracts.