Loan Eligibility Criteria
We know credit scores don't tell the whole story, so we look at each business we meet holistically to see if they have the right blend of experience, drive, and repayment ability.
Review this page to learn about the eligibility requirements to receive a Working Solutions loan. But even if you're not sure you're eligible, please feel free to call us and we'll be happy to talk you through it.
Business must operate in one of the 9 Bay Area counties (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma)
Owner(s) must be at least 18 years and have at least 1 year recent, paid, same-industry experience
Be current on all debt
Have secondary source of income (if startup)
NO minimum revenue required (can be pre-revenue)
NO minimum credit score or collateral
If you're not sure your business fits the above criteria, contact us and we'll talk it through with you!
If you do not meet the above criteria, please review our Business Resources to find the right resource for you.