Ready to apply for a Working Solutions loan? Review our loan details and eligibility requirements and fill out the form below - a member of our Business Development team will be in touch with you soon.


  • $5,000-$50,000

  • Up to 5 year loan terms

  • 9%-11% interest rate

  • $50 application fee

  • Loan closing fee applicable after you receive your loan (5% of loan amount)

  • $5 UCC filing fee


  • Business must operate in one of the 9 Bay Area counties (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma)

  • Owner(s) must be at least 18 years and have at least one year recent, paid, same-industry experience

  • Be current on all debt

  • Have secondary source of income (if startup)

  • NO minimum revenue required (can be pre-revenue)

  • NO minimum credit score or collateral

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