Welcome Bank of the West WE Source visitors!
Ready to apply for a Working Solutions loan? Review our loan details and eligibility requirements and fill out the form below - a member of our Business Development team will be in touch with you soon.
LOAN DETAILS AND FEES
Up to 5 year loan terms
9%-11% interest rate
$50 application fee
Loan closing fee applicable after you receive your loan (5% of loan amount)
$5 UCC filing fee
Business must operate in one of the 9 Bay Area counties (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma)
Owner(s) must be at least 18 years and have at least one year recent, paid, same-industry experience
Be current on all debt
Have secondary source of income (if startup)
NO minimum revenue required (can be pre-revenue)
NO minimum credit score or collateral