Working Solutions specializes in financing for start-up and early-stage businesses in the nine San Francisco Bay Area counties. To take the first step in applying for a loan, review our loan details and eligibility requirements and fill out the form below.

XIOMARA ROSA-TEDLA, FOUNDER OF UNOETH (WORKING SOLUTIONS CLIENT) PHOTO COURTESY OF UNOETH

XIOMARA ROSA-TEDLA, FOUNDER OF UNOETH (WORKING SOLUTIONS CLIENT)
PHOTO COURTESY OF UNOETH

LOAN DETAILS AND FEES

  • $5,000-$50,000

  • Up to 5 year loan terms

  • 9%-11% interest rate

  • $50 application fee

  • Loan closing fee applicable after you receive your loan (5% of loan amount)

  • $5 UCC filing fee

ELIGIBILITY REQUIREMENTS

  • Business must operate in one of the 9 Bay Area counties (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma)

  • Owner(s) must be at least 18 years and have at least one year recent, paid, same-industry experience

  • Be current on all debt

  • Have secondary source of income (if start-up)

  • NO minimum revenue required (can be pre-revenue)

  • NO minimum credit score or collateral

Ready to apply for a Working Solutions loan? Complete the form below and a member of our team will be in touch with you soon.

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Enter whole numbers only; round to the nearest year. For example, if in business 1 year 8 months, enter "2". If in business 6 months, enter "1". Enter "0" if not yet in business.
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